Contract loan processing
built around the loan officer.
Direct partnership. No layered chain of command. We work inside your existing LOS — Arive, LendingPad, or Encompass — and keep your pipeline moving without the corporate friction that kills time and closes.
“She's amazing, fast and accurate.”
“Small issues do not slow her down, she gets it handled.”
“Clas Mortgage accommodates their clients and goes the extra mile.”
Processing that respects your time
and your borrower's deadline.
We're a small team by design. Every file gets dedicated attention. Every loan officer gets a direct line. The relationship is the product.
Full File Processing
Conventional, FHA, VA, USDA, jumbo, and non-QM. Purchase and refi. Disclosure prep, re-disclosure, and clean conditional handling through clear-to-close.
Document Collection
Borrower documents flow directly into your file via a secure upload path. No chasing email attachments. You stay in the loop on every upload.
Direct Communication
No call centers. No queues. Direct line to the processor working your pipeline. We answer the phone and we answer the email — quickly.
Lender-Specific Quirks
Every lender wants something different. We know what each one needs before they ask. Submissions land closer to clean the first time.
Loan types we process
Conventional / FHA / VA / USDA
Purchase & Refinance
Non-QM / Jumbo
All product types
FHA 203K / ITIN / DSCR
Specialty products
FHA Streamline / VA IRRRL
Streamline refis
Piggybacks
2nd lien / combo
A La Carte & Tailored
Partial processing
We've processed with the lenders
you work with.
Over two decades of lender relationships means we know what each underwriter wants — before they ask for it.
Don't see your lender? We expand regularly — just ask.
Every file type. Processed right.
From straightforward conventional to complex non-QM — we've seen it. Send it over.
Work in your system. Not ours.
We embed directly into your LOS as a contract processor — right access, zero disruption, no workflow changes on your end.
Built to fix what we'd watched break for two decades.
The mortgage industry doesn't lack capacity. It lacks partners. Clas is a small team by design — the kind that treats your file like our own pipeline.
Direct partnership
No layered chain of command. You talk to the person processing your file, not a queue manager.
Pay only at closing
Per-file flat rate billed at clear-to-close. No retainer. No surprises. No charge if the loan doesn't close.
25+ years processing
Shawna started in 2001. Worked the 2007-2009 recession as a contract processor. Returned through underwriting and management before founding Clas in 2023.
Multi-state licensed
Colorado, Florida, and North Carolina licensed today. Additional state licenses available on request.
Ready to move files without the friction?
Tell us a little about your shop and the LOS you're on. We'll respond the same business day with onboarding steps and a per-file rate for your file mix.